Charges and you will fees
The newest small print into mortgage loans require that you located typical income, societal shelter otherwise retirement payments and use DNB since your relaxed lender.
Computation away from energetic rates
BLU Initiate:Loan amount NOK dos one hundred thousand 000 up to 85 % regarding market value. Moderate interest step three.39 % p.an excellent. Annuity mortgage having productive interest step three,52 % p.an excellent. together with front side-prevent payment NOK step 3 190 and you will instalment commission NOK 65. Cost NOK 990 890, overall NOK 2 990 890 more than 25 years.
Loan amount NOK dos 100000 100, nominal interest cuatro.69 % p.an effective. to have 3 year fixed speed. Annuity mortgage which have effective interest rate cuatro.87 % p.an effective. and additionally front-end payment NOK step three no checking account payday loans Dadeville 190 and you can instalment fee NOK 65. Costs NOK step 1 422 590, totalt NOK step 3 422 590 over twenty five years.
Car finance having young adults that have down payment 35 % or more:Amount borrowed NOK 150 100000 to 65 % off purchase price. Annuity financing having nominal rate of interest 4.74 % p.a good., energetic interest 6.54 % p.a good. plus front side-stop percentage NOK dos five hundred and you may instalment fee NOK 65. Costs NOK 25 484, complete NOK 175 484 over five years.
Amount borrowed NOK fifty 100. Nominal rate of interest % p.a. Annuity mortgage having active interest rate % p.a good. and front side-prevent fee NOK five-hundred and instalment payment NOK fifty. Total price NOK 68 777 more five years.
Fixed-price mortgage loan Tale:Loan amount NOK 2 one hundred thousand 100, moderate interest cuatro.69 % p.a. having step three seasons repaired speed. Annuity loan which have productive rate of interest cuatro.87 % p.a great. as well as side-end fee NOK step 3 190 and you may instalment fee NOK 65. Pricing NOK step one 422 590, totalt NOK step three 422 590 over twenty five years.
Car loan Saga and you may Saga Platinum which have 35 % downpayment:Amount borrowed 150 100000 NOK to 65 % out of price. Annuity mortgage with nominal interest cuatro,74 % p.a good., effective interest 6.forty two % p.a great. also top-prevent payment NOK dos three hundred and instalment commission NOK 65. Rates NOK twenty-five 259, overall NOK 175 259 more five years.
Saga Exchangeability put aside:Amount borrowed NOK 70 100000. Moderate rate of interest %, productive rate of interest % also front side-prevent fee NOK five hundred. Costs NOK cuatro 574, total NOK 74 574 more 1 year.
Real estate loan as much as 75 % out of ount NOK dos 100 100000, around 75 % off market price. Moderate interest rate cuatro,30 % p.an effective. Annuity financing with energetic interest cuatro,45 % p.an effective. and additionally side-avoid percentage NOK step 3 190 and instalment payment NOK 65. Pricing NOK step one 286 390, full NOK step three 286 390 more 25 years.
House equity personal line of credit:Amount borrowed NOK 2 000 100, doing 75 % from market value. Affordable interest rate 4,30 % p.good. Annuity mortgage having productive interest 4,forty five % p.an excellent. also side-avoid fee NOK 3 190 and you may instalment payment NOK 65. Costs NOK 1 286 390, complete NOK step three 286 390 more 25 years..
Fixed-price home loan:Amount borrowed NOK 2 000 000 doing 75 % off market value. Nominal rate of interest cuatro.74 % p.an effective. for step 3 seasons repaired price months. Annuity loan that have active interest rate 4.92 % p.an effective. plus front-prevent fee NOK 3 190 and you can instalment payment NOK 65. Pricing NOK 1 439 690, complete NOK 3 439 690 more 25 years.
Environmentally friendly real estate loan:Amount borrowed NOK 2 100 000 up to 85 % from market value. Moderate interest rate 3.39 % p.a great. Annuity mortgage having active interest step 3.52 % p.a good. in addition to front side-stop payment NOK 3 190 and instalment fee NOK 65. Pricing NOK 990 890, totalt NOK 2 990 890 more 25 years.